What we offer

Our service offering includes:

credit information services
business information services
asset information services
marketing services
consumer services.

The provided data and information are delivered to our customers via our online services or integrated directly into our customers’ own systems.

Get familiar with some of our customer cases.

Credit information services

We are the market leader in credit information in Sweden and Finland through our strong local brands UC and Asiakastieto. Our position is strong both within banking, finance and in the consumer credit sector. The relations with the Nordic banks stretch over decades and our data is highly integrated in the core business processes of the banks creating a solid data ecosystem and robust foundation for close collaboration.

Ourservices are primarily used for risk management, finance, administration and decision-making and they include following solutions:

credit reports
scoring models
monitoring
advanced decisioning solutions.

Business information services

We have a solid market position in Finland and Norway through our local Asiakastieto and Proff brands, while in Sweden we are currently developing this offering. As we see noticeable growth potential for us in this area, we are currently developing especially our ESG, compliance and master data services.

Our services are used by small, medium, and large companies for the following purposes: risk management, sales, marketing, sustainable lending and procurement, and securing compliance with laws, regulations and sanctions. Our offering includes:

monitoring and scoring models
sustainability and ESG (environmental, social, governance) information and the related reports, scoring models and reporting tools
compliance solutions such as PEP (politically exposed person) & sanctions list screening tools
tools for targeting and analyzing companies.

Asset information services

We see high growth potential in this market and develop new services on constant basis. The following services are offered in Finland and Sweden through our Asiakastieto and UC brands:

housing valuation information
real estate information including information on buildings, residents and housing association apartments, and property climate risk reports
vehicle information.

Marketing services

We also help businesses to find new prospects and to enhance their CRM system data e.g. via our following services sold under our Asiakastieto brand in Finland, UC brand in Sweden, and Proff brand in Sweden, Norway and Denmark:

business and consumer contact information services
online visibility services.

Consumer services

Our services help consumers to understand and better manage their own finances and protect them from identity theft and fraud. In Finland and Sweden we offer Omatieto.fi and MinUC.se online services that cover:

finance and credit information services
ID protection services.

Examples of our solutions for businesses

Asiakastieto solutions for monitoring your customers

Asiakastieto solutions for compliance

Asiakastieto solutions for automating decision making

Enento’s business operations

Risk Decisions

Companies engaging in corporate and consumer business use decision services and solutions for general risk management, credit risk management, financial management, customer acquisition, decision-making, fraud and credit loss prevention as well as for gaining knowledge of and identifying their customers.

Customer Data Management

Customer management services help sales and marketing professionals to improve the efficiency of their work and to boost customer management by providing target group tools, services for surveying potential customers, register updates and maintenance, as well as various target group extractions.

Digital Processes

Services in this business area include, among others, real estate and apartment information, information about buildings and their valuation as well as solutions that help customers to automate their collateral management processes and digitalise the administration of housing purchases. Services of the business area are also used for compliance purposes, for instance to identify companies’ beneficial owners and politically exposed persons.

SME and Consumers

Digital services for small and micro companies with easy-to-use applications and user interfaces for the evaluation of risks and sales potential, acquisition of other relevant information on customers and business partners and proof of own creditworthiness. Services for consumers help consumers to understand and better manage their finances, while simultaneously protecting them from identity theft and fraud.

Our services