Thanks to an efficient and highly digitalised mortgage process, the innovative mortgage institution Stabelo can offer its customers competitive mortgage rates with short processing times. UC plays a decisive role in Stabelo’s business and digitalization.
“Our business concept is to offer pre-negotiated mortgages with digital and transparent discounts through digital channels,” says Hampus Brodén, CEO and co-founder of Stabelo.
When Stabelo was established in 2016, a lot of time was spent on streamlining the application process for mortgages. According to Brodén, the Swedish mortgage market is uniquely digitizable – but to succeed, data is needed.
“UC was the only supplier that could deliver all the breadth of data we needed. With them, we could pick everything from one place and get packed data based on our needs. UC is a partner who wants to develop with us.”
Stabelo’s mortgage management is remarkably fast, a maximum of four processing days. The speed comes from the automated mortgage management and signing all documents digitally with BankID. When Stabelo created its automated mortgage process, UC acted as a partner and sounding board.
“We developed a credit model that we could play with UC’s analysts. Everyone from product manager to customer manager has been committed and helped us realise the high level of digitalization that we were striving for,” Brodén says.
The collaboration with UC has resulted in Stabelo being able to break new ground and present innovative solutions in the mortgage market. Stabelo was named the winner of the Private Business Award for Mortgage of the Year 2020.
“I can only state that we are happy that we teamed up with UC. They are service-minded, flexible, and professional. UC’s ability to adapt their services to our needs has contributed to us being able to digitalize our mortgage process to such an extent. They have a natural role in our future business development as I see it,” says Hampus Brodén.